пенсионер

The article is devoted to the study of specific socio-economic policy of the State with respect to vocational and employment of retirees by age. Defined and meaningful are characterised by innovative strategies to promote the employment of retired citizens.

The paper analyzes the transformation of financial practices`processes of modern Russian pensioners under the influence of the digital economy. The review of modern Russian and foreign studiesof financial behavior of pensioners revealed a weak developmentof the separate problems. The study was implemented within theframework of the Basic Research Program at the National ResearchUniversity Higher School of Economics (HSE) in 2012–2016.